Five Moves Before the New 9.9% Tax Takes Effect
Washington Millionaires' Tax Guide
Starting January 1, 2028, Washington will tax household income above $1 million at 9.9%. That makes the next two years the real planning window.
This guide walks through five considerations to weigh now, plus the parts of the law that catch high earners off guard.
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The financial side of divorce can be complex: how assets are divided, what they may be worth after taxes, how retirement accounts are handled, and what changes once the settlement is final.
This guide walks through the decisions that can shape your financial life on the other side, and what to consider at each stage of the process.
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What You Can Do Before the Tax Hits
Explore the planning decisions that are available now, and the ones that close as 2028 approaches.
Which Year Should Your Income Land In?
2027 is the last full year before the tax applies, which means the timing of when you recognize income could matter more than in prior years.
Should Your Business Pay the Tax Directly?
If you own a partnership, S-corp, or LLC, the law lets your business pay the tax in a different way.
Could Your Startup Exit Avoid the Tax?
Founders, early employees, and investors holding qualified small business stock may find their exit falls outside the new tax entirely.
Do Your Old Structures Still Hold Up?
Business agreements, trusts, and charitable giving plans built under the old rules may not hold up under the new ones.
Does a Residency Change Make Sense?
For some high earners, relocating may be the right call; for many others, it is not.
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Plan While Your Options Are Open
2028 isn’t far off, and some steps take time to set up. The law is subject to a pending legal challenge, but the strategies that matter most require lead time regardless of how that resolves.
Download the guide for a clear read on the new tax and the five moves worth considering.
This guide is for educational and informational purposes only and is not tax, legal, or investment advice. Washington's new income tax (ESSB 6346) was signed into law on March 30, 2026, and is the subject of a pending constitutional challenge. Tax details are current as of June 2026 and may change. Consult your tax, legal, and financial advisors before acting. Composition Wealth, LLC is a registered investment adviser.
